And no, it has nothing to do with allowing oneself to fall in love (why it's the first thing that comes to mind is weird and unknown to me; but the good thing is, I'm not that predictable after all..haha:); and I don't think a boyfriend is someone who would qualify as a birthday gift.
I am talking about investing for my future. Yes, at this very young age of mine, on my first job at that, I've decided to get an insurance.
I've known about Sun Life since high school, having learned that Papa also has life insurance with them. I also usually accompany him when he goes to the bank and there was one time when I assisted him in paying for his annual fee. I knew it was an insurance company and I have been thinking of getting one since my office mate offered it to me, but saying yes wasn't in my plan for the year. Things changed however, when our neighbor, Kuya Manny Veluz, who, it turned out, has been a Sun Life Advisor for 3 years now, came to our house with complete powerpoint presentation and explained the plan to us. I agreed with it, there was no question about that. My concern though is whether I could do it- pay the annual fee for 10 years or more. I needed guidance, so like any decision I make in my life, big or small, I consulted it to God in prayer.
And the answer, the enlightenment I needed came with last Sunday's preaching. It is a challenge, but God has always been faithful, and we never lacked anything in our life with his constant divine providence that secures us and assures us that we will always have enough and more. With my salary to start with, it is truly a leap of faith; but nothing is impossible with God. I have also examined my predicament and I know it can be done. I just need to tap on my high financial IQ and be responsible with my resources, so help me God. I aim to balance saving with spending, without sacrificing our needs, and a little of our wants.
10 years is a long time, and many say that 22 is too young, but the best time is now. I get to pay a lower premium and because I started early, I'll also finish early. For now, I guess I would have to rely on gifts to tick off the more expensive entries on my bucket list:)
I just realized how this birthday gift of mine reflects so much of my views about life, and my personality. Living in the here and now does not mean spending all your resources for whatever makes you happy. Even what makes us happy is relative. For others, it could be acquiring whatever catches their eye, or for some people like me, planning and securing the future for myself and my family, which brings a longer brand of happiness. But of course, it really all boils down to balance, and I have no plans of becoming a miser just to keep this up. My mantra since elementary has always been Phil 4:13- I can do all things through Christ who gives me strength.
And my Lord has never failed me. Life is good, because He is good all the time.
Happy Birthday to me!
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